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A Failure to Plan….

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Well, this is the first time since August 15th I am unprepared.

 

Wop Wop.

 

Last week I had a sick kiddo, so I was already behind.

 

This weekend was fantastic!  And Busy.  I have good stuff planned for the rest of the week, but Walking Dead is about to start and I find the snarling zombies make it difficult to concentrate on the task at hand.

 

Last time I tried to write a post during it, I had one long on sentence.

 

Also, a big shout out to my Mom, Auntie I & Grandma for watching the kids so Craig and I could celebrate our 10 year anniversary in style – a 1 PM showing of Thor in Imax and an early dinner at Texas Roadhouse.  It was awesome! And I came back to a clean house, tired children and 5 loads of folded laundry.  Best. Anniversary.Gift.Ever.  Thanks Ladies!

 

 

The movie was awesome and Thor is my new hero.  Oh, how I envied Jane Foster.

 

 

So, I will be back Tuesday with a scintillating story on how Craig MacGyver’d the fridge using only a duct tape and a Q-tip.  (Actually, I am joking, it was You-Tube and a $7 fan, but it saved us a ton of coin.)

 

Dropbox Unlocked the Key to my Heart….

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Have you guys heard of Dropbox?  Do you use it?  PS that is their image, I just added my undying love to it…

 

 

For those of you who don’t know (aka Dizee two months ago), it is a central location to store files (up to 2GB ) allowing you to use them anywhere.  There are certain restrictions, so you should check their user guidelines, but can I say how life altering this has been?

 

Keep in mind, I am learning how to become more organized.  It is a slow and generally painful progress.   However, this has helped tremendously.   At a minimum, at least this aspect of my life is organized!  Phew!

 

How do I use it?

 

Good question – the possibilities are endless.

 

a)      I store all my printables, like this one,  here so I can access them when I need them

b)      I keep copies of e-books I have purchased/downloaded so I can read it on the go (some are not ‘kindle’ friendly)

c)       I store pictures I want to send / work on.

d)      I have a little recipe folder where I post ideas/etc so I don’t lose the links (aka my baked potato!)

e)      I keep my running list of blogging ideas & blogging files handy (I know! Very important!!!!)

f)       I keep my “Cruelty Free” product list available

 

 

Since the blog is just a hobby and I make no money on it/receive perks, I do not believe I violate any terms and conditions.  I does help my mental health though – I am not sure you can put a price on that!!!!

 

I am sure there are people who don’t want their ‘stuff’ out there, but  I don’t load compromising information  (credit card numbers, SSN#, etc).  It is so much easier than emailing myself every time I update something!

 

Does anyone use Dropbox?  I would love to know your thoughts.  I am very, very happy with it!

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Guest Post : Tips for Setting Up a Family Budget

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For some families, a budget can be a challenge. If your family finds it hard to stick to a budget, don’t worry – there are many ways you can stretch your family budget and continue to enjoy a quality and fun lifestyle. Some techniques work for some families, and other might not. If one doesn’t work well, don’t give up. Try something new. Below are some strategies for creating a family budget that works!

 

 

Freezing Credit Cards

Most people would cringe at the thought of freezing their credit cards, but it’s a great step in the right direction. Freezing your credit cards in a block of water is simple to do and will keep you from using them so much. It’s far too easy to forget the real costs of things when you simply swipe a card. To stop this bad habit, freeze your credit cards and keep them in the freezer unless you are facing a true emergency and really need to use them.

 

Grocery Shopping

Most people think they don’t have the time for coupon cutting, but coupons can save you a fortune on groceries. Plan a menu for the following week, and clip coupons that you need to make those meals. Stock up on sale items and basic items you use a lot. Monitor your grocery bill to figure out what your average monthly costs are for groceries. Try to spend a little less each month. Take a large binder with clipped coupons to the grocery store every time you shop.


Think Crafty
Gift-giving occasions are much more than just for major holidays. If you have children, they probably get invited to plenty of birthday parties that require a gift. You never have to blow the family budget buying gifts for other people. Learn how to make some crafty homemade gifts – anything from special baked goods to candles, bath salts, homemade soap, homemade jewelry, photo albums and much more. There are a lot of low-cost gifts that you and the kids can make right at home. Add some pretty packaging to your gift to make it a lovely personal gift for someone special.

 

 

Using Cash

Pay for things with your hard-earned cash. When you pay cash, you stop and think about what you are buying. If you don’t like to carry cash around, take your debit card and use it. Make sure you keep up with your balance so you don’t overdraw your bank account.

 

 

Cutting Back

There are lots of ways to pinch the family budget without it hurting so bad. Take the time to sit down one day and call your cell phone provider, cable provider and home phone provider. Discuss any lower cost plans they might have to offer. Maybe you can cut a few pay channels from your cable television bill or switch to a lower cell phone plan. If you have a hot tub, consider only using it during certain months of the year, or only using A/C when it’s time for bed.

 

 

If you have trouble with your family budget, keep trying new ideas until you find one that works for you and your family. The goal is to create a budget that allows you to save money for the future while still having a good time with your family. Simply put, a good budget leads to financial freedom!

 

Jeremy Piley writes all about finance for families. His recent work is a piece titled “What Are The Cheapest Online Colleges and Degrees?

5 Rules of Public Bathroom Etiquette

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So, this is a post I never thought I would have to write…. But it seems like a lot of people haven’t gotten this lesson….

 

Here is the backstory:


A few months ago  our office moved to a new location while we build out our new headquarters.  I went from two private bathrooms shared by 14-or so generally neat people to a 5 stall public bathroom shared by hundreds.

 

Ugh! This was quite an adjustment.

 

During the intervening months, it has become glaring obvious I have been out of the public bathroom game.  Maybe a dorm room would have prepared me for this – but I went to a commuter college!

 

Therefore, I set forth my 5 Rules of Public Bathroom Etiquette.

 

1. The bathroom is for doing your business, not conducting business!  If you are talking shop, please do so at your desk, in your office, far away from the bathroom stall.  People need to concentrate!

 

2. Please, no lengthy discussions with me!   This is especially true if you are trying to talk to me thru the stall.   I just want to get in and get out.  If you would like to chat, please say hello to me in the elevator instead of pretending to check an important message on your phone.

 

3. Refrain from talking on your phone! Just like movie theaters, doctor offices and planes, the stall is not the place for your lengthy conversation!    The most embarrassing part is when I answer your question because I think you are talking to me.

 

4. Don’t Be a Pig! Just because you don’t clean this bathroom doesn’t give you free reign to be a litterbug.  If you wouldn’t do it at home, don’t do it here.  If you drop a piece of toilet paper, pick it up.  Or else I will end up prying the offending piece off my shoe.  
 
 

5. Hold the door!  Watch behind you for someone who has a child, is old, has trouble walking or is simply breathing.    You are both going to the same place and it will be very awkward for you to have to ask the person you were rude to ‘Spare a Square’.

 

My rant is done!  Feel free to pass this along to people who are not ‘in the know’

 

Never Forget

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The Comeback Kid

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Wow, it feels like I haven’t blogged in years … oh WAIT! That is because I haven’t!!!! 

Just call me the “Come Back Kid”… Expect the blog to be fully functional by August 15th…

Until then, hang tight!

 

Freebie : Scotch Brite Greener Clean Sponge

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Scotch Brite is giving away 100,000 greener clean sponges. 

Head over to their facebook page & like them to request yours.

I can say, for me, this is the first time I saw a free sponge.  Excellent!

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Freebie : Sample of Vitacare Whitening Gum

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 Click here to get your free vitacare gum sample.  You will need to like them on facebook….

Thanks Keeping Cents!